Investment Planning

Investment planning encompasses many facets of money; the most critical being an understanding of how much of the investment portfolio will be used for income.  At Leonard Financial Group, we help you determine the proper asset allocation required to meet the goals of your income plan.  We then work with you to define your financial objectives for the remainder of the portfolio and design an investment plan to meet those objectives. 

When designing an investment plan, you should consider risk tolerance and investment cost with respect to the wealth accumulation goal.  We help you manage your money while minimizing risk, and accumulate the funds you need to meet your financial objectives. The longer you wait to implement a plan, the longer it will take to achieve your financial goals.

Risk Assesment

Understanding how your investments should be positioned to accomplish your goals requires an assessment of risk as it relates to the potential for return on investment.  We assess risk by measuring the amount of risk, cost of risk and the current yield of your investment portfolio.  We then compare our findings using the market benchmark standards to measure the quality of your investment portfolio.  The final result will be a determination on how to better position your portfolio using a proper asset allocation designed to meet your financial needs and goals.

Wealth Accumulation

Whether you are saving for a child’s college education, a second home or for retirement, Leonard Financial Group can help you create and implement a wealth accumulation plan to meet your financial goals for both the near and long term.  We can create financial strategies specifically designed to accomplish the goals you have defined.  We then actively manage the plan to help you stay on track and achieve success. 

Cost Analysis

How you invest in financial products and the cost associated with each investment can vary significantly between products and financial advisors.  It is very important for you to understand the types of investments and their related costs to ensure your investment strategy will achieve the yields necessary to accomplish your financial goals.  There are many ways to measure the investment cost and performance for a particular investment.  We perform significant analysis to understand both the immediate and long term cost of ownership for an investment.  In many cases we discover investment portfolios where the costs are so high the investor has very little chance for financial success. 

These materials have been independently produced by Leonard Financial Group. Leonard Financial Group ("LFG") is an independent Registered Investment Advisor registered in the State of Florida. LFG utilizes the custodial services of Fidelity Inc. and Scottrade Inc. Neither Fidelity nor Scottrade have created, supplied, licensed, endorsed, or otherwise sanctioned any content on the Leonard Financial Group website.

Important Consumer Disclosure
Leonard Financial Group ("LFG") is a Florida registered investment adviser located in Melbourne, Florida. LFG and its representatives are in compliance with the current registration and notice filing requirements imposed upon by the state of Florida registered investment advisers. LFG may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. LFG's web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of LFG's web site on the Internet should not be construed by any consumer and/or prospective client as LFG's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from LFG. Any subsequent, direct communication by LFG with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of LFG, please contact the State of Florida Office of Financial Regulation. LFG's current written disclosure statement discussing LFG's business operations, services, and fees is available from LFG upon written request. LFG does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to LFG's web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.